Auction Fraud
A very common scheme. Simply put, items are offered for sale and funds are collected,
but the merchandise is never delivered.
This is one of the most commonly reported fraud schemes. Very simply, someone
offers items for sale on one of the many online auction sites available (such
as eBay or Yahoo! auctions), collects funds for the goods, and then never delivers
the promised goods. Sometimes the fraudster will ship empty packages in order
to delay discovery of the fraud. Sometimes "junk" will be shipped so
that the fraudster can claim the fraud is really a misunderstanding. A $10 disposable
camera will be substituted for a $400 digital camera, for example.
To protect yourself, try to deal with known, reputable sellers. Use a form of
payment which allows rescission or has insurance. Credit cards offer valuable
protections for both the purchaser and the seller. Use a known, reputable escrow
service of your own choosing. Be wary of "second chance" solicitations
protections for the buyer offered by the auction sites are lost when sales are
arranged outside of the auction.
Be very cautious about sending wire transfers, money orders, cashier's checks,
or making deposits directly into bank accounts. Once these types of payments are
made, there is no recourse if the expected merchandise is never delivered.
Be wary of situations where a seller is selling merchandise out of character with
previous sales. Auction frauds sometimes involve someone selling a series of low
dollar items in order to establish a good rating on the auction site. They will
then switch to selling high dollar items which they do not intend to deliver.